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Why PRO - Retirement Plan Consulting

Pension Retirement Online, Inc. (PRO, Inc.) specializes in the Small-to-Mid Size Employer (1-to-500+ Participants) 401k Plans. Our research indicates that the 401(k) market is in need of expert help in retirement plan consulting, cost-effective investment choices and personal services. PRO, Inc.'s SIMPLE LOW fee structure along with our expert personal services in retirement plan consulting and flexible & cost-effective investment choices make us THE PLAN SOLUTION for the Small-to-Mid Size Employer 401k market.

For small business retirement plans, Pension Retirement Online, Inc. Is the right solution. Advantages of working with PRO are:

	Plan Consulting & Cost Benefit Analysis

	At PRO, every new client is assigned a Plan Consultant from the Pro Inc Retirement Plan Consulting Team. Your expert PRO Consultant will review and study your Plan and analyze plan costs. Department of Labor (DOL) studies indicate that cost (Plan administration fee and Plan investment fees) is one of the main concerns while defining small businesss retirement plans. PRO will strive to make your 401k Plan an affordable and cost-effective benefit decision for your firm.

	Investment Choices & Investment Costs

	Some 401k providers try to limit investment choices or will have high-cost (i.e.: insurance or annuity) investment products. The 401k industry is riddled with complicated pricing and hidden asset-based fees. We will work with you and/or your Investment Professional to design a cost-effective 401k Plan with diversification, asset allocation, and flexibility. The Retirement Plan Consulting Team will define your Plan based on the vast choices from the best Mutual Fund Families, low-cost Exchange Traded Funds (ETF), and professionally-managed Collective Investment Funds (CIF).

	Flexible & Unique Plan Design

	PRO helps the Plan Sponsor and Investment Professional develop and implement short and long term retirement benefit strategies. PRO evaluates Plan alternatives and assists in the selection, design and implementation of a retirement program that meets the objectives of your specific firm. Your PRO Plan Consultant will study your Plan requirements & specifications and will design a unique plan solution with the provisions (i.e. plan type, investment choices, eligibility, matching, loans, vesting, etc.) that are then tailored to meet your request. Unique and innovative small business retirement plans are part of the core offering which is developed in consultation with your team.

	Online Technology & Live Personal Support

	The Plan Sponsor, Investment Professional, and the Plan Participants have 24x7x365 access to your Plan via the Plan's secure internet access at www.proinc401k.com. Additionally, you have access to your own PRO Consultant to help you with your Plan. The Plan Sponsor, the Investment Professional, and the Plan Participants are encouraged to contact your own PRO Consultant with any questions at Toll-Free: 1-877-241-6269, Direct: 1-312-373-9377 or e-mail at pro@proinc401k.com

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